FAQ
Eraya Finserv team is a diverse network of consultants and industry professionals with a global mindset.
Frequently Asked Questions
01
What types of loans do you offer?
We offer both secured and unsecured loans including home loans, business loans, LAP, personal loans, overdraft facilities, and CGTSME loans.
02
How long does it take to process a loan?
Loan processing time varies, but most loans are approved within 3–7 working days, depending on documentation and eligibility.
03
Do I need to provide collateral for all loans?
No. Unsecured loans like personal and business loans under CGTSME don’t require collateral. Secured loans require property or asset backing.
04
Who can apply for a business loan?
Manufacturers, traders, and service providers with a minimum ₹40 lakhs turnover and 3+ years of business history are eligible.
05
What makes Eraya Finserv different?
With 20+ years of experience and strong partnerships with top banks and NBFCs, we offer quick, transparent, and customized loan solutions.
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We bring the years, global experience, and stamina to guide our clients through new and often disruptive realities.